Commercial business insurance
Business insurance protects your small business from financial damages that can result from accidents, property damage, professional errors, workers' compensation claims, and other situations. To minimize the negative impact of claims against your business, proper coverage needs to be implemented.
General Liability
Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations, and advertising injury that arise from your business. Sometimes people refer to this coverage as "business insurance".
Professional Liability
Liability protection for businesses that offer professional services or advice. It protects against claims of professional negligence. It's also known as Errors and Omissions insurance (E&O).
Commercial Auto
You need this coverage if your vehicle is used for business purposes. This can include traveling between job sites, making deliveries, or transporting tools and equipment. It provides liability and physical damage protection for your business vehicles and trailers.
Cyber Insurance
Protects against electronic threats, such as data breaches and cyber-attacks. Businesses that store or process sensitive data like credit card information should consider this coverage.
Workers' Compensation
This protects you and your employees. It helps pay for medical costs and lost wages related to employees who become injured or ill on the job.
Business Owners Policy (BOP)
This coverage packages business liability and property coverage into one policy. It's a common choice for small businesses with commercial buildings or personal property.
